Fusco & Orsini Insurance Services

Do you want just any old business insurance or do you want the best business insurance in San Diego?

The size of your business and the type of business you operate can influence the cover that you need and the premium you pay. If you are a small to medium business there may be a cover available to you that groups similar businesses with similar risks together thus enabling the insurer to cover you as a group under a policy known as a Business Owners Policy (BOP). A BOP will usually give you basic cover such as property (both the building that you occupy and your contents); will cover your legal costs in the event that you are sued by a customer as a result of the actions of either yourself or one of your employees; and also provide business interruption cover.

Interruption cover can be the savior of your business in the event that you are not able to trade due to a fire or other major damage.

Good paperwork is essential in all aspects of business and accurate records pertaining to assets and trade, with additional copies kept off the premises will aid in lodging any claims that may arise.

Theft of cash and goods, commercial vehicle cover and workers compensation are just some of the other covers you may need to consider.

Call the team at FO Agency today to discuss your San Diego business insurance needs!