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Podmaska Insurance

Auto Insurance

Updated on Apr 16, 2012

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Image for Podmaska Insurance with ID of: 555802
company address:
1309 Chalkstone Ave
Providence, RI 02908
Local #: 401.272.5444
Toll Free #: 800.940.6025
Fax #: 401.351.4777
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Podmaska Insurance

1309 Chalkstone Ave Providence, RI 02908 Providence, RI

Rhode Island House Insurance
When did you last review your Rhode Island House insurance policy?
House insurance is something that people commonly neglect, often insuring their home when they first buy it, and then simply renewing it year after year without question.
Regardless of the global financial crisis, if you have been in your home for a number of years, the value of your property will have risen (either through the normal cycle of the property market or through extensions and additions). Household equipment, furnishings and fittings will have been updated and some of your personal possessions will have been updated or upgraded. Over a period of five to ten years, every appliance in your home may have been replaced.
The age of your furnishings and electrical appliances will be relevant if you have a policy with a depreciation clause. This means that your insurer will pay for a new item less a percentage, depending on the age of your lost or damaged item.
Why not take a tour of your home this weekend and have a look in each room and cupboard? To do a thorough job, take your time, list everything in your home and make a note of its value. Take photos as you go - in the event of a claim you can demonstrate to the insurer not only that you actually possessed the item but also its condition. Then call us at Podmaska Insurance and will prepare an obligation free quote for you and discuss any questions you might have.
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