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US MD Prince Georges County Greenbelt Real Estate Agents, Agencies & Property Sales

Avoid First-Time Homebuyer Mistakes

Real Estate Agents, Agencies & Property Sales

Updated on Oct 3, 2015

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Determine how much you can afford. Figure out much house you can afford and want to afford. Lenders look for a total debt load of no more than 43% of your gross monthly income (called the debt-to-income ratio). This figure includes your future mortgage and any other debts, such as a car loan, student loan, or revolving credit cards.
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