RGP Agency

How does Term Life Insurance Work? Term Life insurance covers you for a certain period. You can get life policies that range from 10, 15, 20, 25, and 30 years. This insurance should be bought during your working years, so you can get cheap life insurance prices, to protect not only your family, but also your assets. Remember, this is not a permanent life insurance, but a term life policy, which means it covers you during the time you choose.