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All Risk Insurance

Auto Insurance

Updated on Apr 10, 2012

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Company address:
123 NW 13th Street 202
Boca Raton, Fl
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All Risk Insurance

Boca Raton, Fl 123 NW 13th Street 202 Boca Raton, FL

How a DUI Affects Your Auto Insurance in Florida

Driving under the influence of drugs or alcohol adversely affects your auto insurance rates, in addition to being potentially deadly to you, your passengers, or other drivers and pedestrians.

Even if nobody gets hurt, a DUI conviction means you’ll be fined. You’ll most likely have to pay attorney fees, and have your license suspended. Insurance companies deal with DUI offenders in two ways. First, your rates will go up, and probably significantly. Or, the company may cancel your policy.

If your insurance company continues insuring you, you will probably be labeled a high risk driver. A majority of the states make it mandatory that insurance companies provide state motor vehicle agencies with an SR-22 insurance-proof document that ends your license suspension by proving to the state that you have insurance. But keep in mind that some insurance companies do not put out SR-22s.

DUI violations stay on your driving record anywhere from five years to the remainder of your life, so you might find your auto insurance adversely affected for some time.

The best way to find insurance after a DUI is to go through an independent agency like AllRisk Insurance that deals with multiple insurers. If you’ve had a DUI and you need auto insurance in Florida, speak to us today and we’ll explore the options for you.
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