Reed Insurance ServiceAuto InsuranceUpdated on Apr 16, 2012 View more like this | Visit AUSTIN, TX | Contact Astonish Kickstart |
company address:
2579 Western Trails Blvd #240
Austin, TX 78745
Phone #: 877-892-4565
Fax #: 866-554-8148
2579 Western Trails Blvd #240
Austin, TX 78745
Phone #: 877-892-4565
Fax #: 866-554-8148
Reed Insurance Service
2579 Western Trails Blvd #240 Austin, TX 78745 Austin, TX
Home Owner Insurance – Liability Cover
Did you know that if your dog bit a guest at your home, or your friend’s child injured themselves in your family swimming pool, or falling out of a tree in your back yard you could be liable? Naturally, we don’t like to think of such unpleasant events occurring – but it pays to plan for these risks with your insurance in case they do.
Many accidents occur around the home and visitors can be particularly vulnerable as they are on territory less familiar than their own – you hope! Most homeowner insurance policies have minimum liability coverage of $100,000 but it’s worth checking to ensure you policy does. You can increase the coverage to a higher amount if you think it necessary.
You might consider additional liability cover if you have frequent visitors to your home, do a lot of entertaining, or have gardening contractors or cleaners attending your home regularly. If you have a high risk home, having additional cover could also be useful. A high risk home could be one on a rural property containing livestock and multiple pets, uneven ground and farm machinery.
Of course, we all want out visitors to be safe at our home and there are a couple of things you can do that will help keep them safe:
1. Keep visitors, particularly children, under supervision.
2. Check risk factors and take preventative measures when you know visitors are coming – that might include shutting gates or locking up the over-protective family dog.
Don’t let the thought of accidents get you down. Life is to be lived and living it in fear of something happening is futile. There are always common sense things you can do to minimize risks. Over and above that there is insurance.
If you’re ready to review your home owners’ insurance policy, one of our friendly customer service representatives is waiting to assist you.
Did you know that if your dog bit a guest at your home, or your friend’s child injured themselves in your family swimming pool, or falling out of a tree in your back yard you could be liable? Naturally, we don’t like to think of such unpleasant events occurring – but it pays to plan for these risks with your insurance in case they do.
Many accidents occur around the home and visitors can be particularly vulnerable as they are on territory less familiar than their own – you hope! Most homeowner insurance policies have minimum liability coverage of $100,000 but it’s worth checking to ensure you policy does. You can increase the coverage to a higher amount if you think it necessary.
You might consider additional liability cover if you have frequent visitors to your home, do a lot of entertaining, or have gardening contractors or cleaners attending your home regularly. If you have a high risk home, having additional cover could also be useful. A high risk home could be one on a rural property containing livestock and multiple pets, uneven ground and farm machinery.
Of course, we all want out visitors to be safe at our home and there are a couple of things you can do that will help keep them safe:
1. Keep visitors, particularly children, under supervision.
2. Check risk factors and take preventative measures when you know visitors are coming – that might include shutting gates or locking up the over-protective family dog.
Don’t let the thought of accidents get you down. Life is to be lived and living it in fear of something happening is futile. There are always common sense things you can do to minimize risks. Over and above that there is insurance.
If you’re ready to review your home owners’ insurance policy, one of our friendly customer service representatives is waiting to assist you.
